Your game changing payday routine🤫⬇️💸

The long month of January is finally over and payday is upon us (it’s about damn time!), so now is the time to nail your payday routine💸

1️⃣ First up, we take our income. Whether it be salary, part-time income, retirement income or government credits, list all the money you have coming in.

2️⃣ Next, it’s time for fixed expenses. Here we list out all of our regular monthly costs that don’t change. Think mortgage, bills, direct debits etc.

3️⃣ Sinking funds save lives! Now into the fun stuff… these are pots of money we build up for expected expenses.

4️⃣ Now we’re getting flexible with our expenses 🤸 Here’s where we list the costs that fluctuate like groceries, dining out and fun money!

5️⃣ It’s finally time to sort our excess! This is the part of our budget we put towards our goals, whether it be paying down debt, saving for a house or investing.

👩‍💻The Financielle Live series💸

If you missed any of our livestreams over the last few weeks, don’t worry! We’ve got you covered. Just click the link to catch up on all the interesting discussions and learn at your own pace. Enjoy! 🫶

🏆Community win of the week✨

There’s nothing we love more than seeing our community thrive✨So whether it’s resisting a takeaway coffee or hitting your big saving savings goal, we want to hear it! 📣

💸Check out Lucy’s ‘no spend February’ rules💸

It’s that time again! Lucy is preparing to get into no spend mode for the month of February 💸 So keep your eyes peeled for tips, tricks and spending rundowns!